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Private Wealth Management

Designed to Protect and Grow What You Have Built.

Okos Financial Group delivers Concierge Wealth Management Services for business owners and high-net-worth families who expect more than traditional money management. We go beyond managing assets by designing fully integrated financial systems that prioritize tax efficiency, protect capital, and position wealth for long-term growth and transfer.

Learn About Our Approach Meet the Team →
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Corporate Retirement Plans Under Management
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Years Combined Experience (Partners)
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Private Wealth Households Under Management
Our Primary Purpose

A Team Approach to
Your Financial Future

Okos Financial Group specializes in advising business owners and high-net-worth families, with a constant focus on tax efficiency as a core driver of long-term wealth, an area too often overlooked yet which can be critical to preserving and compounding success.

We measure our success by the outcomes we help our clients achieve. Our responsibility does not end with the design of a financial plan, it begins there. True planning requires ongoing vigilance, adaptation, and proactive decision-making in a constantly evolving financial and tax landscape.

The relationships we build reflect a deep commitment to protecting and advancing our clients' financial interests. From business transitions and liquidity events to generational planning and shifting tax environments, we are present before, during, and after every pivotal moment, delivering tailored strategies designed for each unique circumstance.

Every client receives our full attention at every stage, from initial planning through execution and beyond. We take a proactive, forward-looking approach, integrating investment strategy, tax planning, and wealth structuring to help ensure every decision is made with purpose, efficiency, and long-term impact in mind.

"Someone's sitting in the shade today because someone planted a tree a long time ago."
— Warren Buffett
Okos
/ o·kosh /
Hungarian · Adjective
"Smart. Clever.
Wise beyond measure."

In Hungarian, okos carries a weight that goes beyond simply "smart." It implies the wisdom to see what others miss, to act with precision, to plan with foresight, and to move through complexity with quiet confidence. It is the name we chose deliberately. Because intelligence applied with integrity is the only standard we hold ourselves to for every client, every decision, every day.

Built for Business Owners

Comprehensive
Business Planning

Pension planning and business planning are at the core of our practice. We work with business owners to help improve their retirement outcomes, maximize tax deductions, and deploy key-employee retention tools with the goal of expanding their business. Long-term planning tools such as succession and buy-sell agreements protect the business's future in line with the owner's goals.

Retirement Plans

Pension and retirement planning sit at the core of what we do. We design and service Defined Benefit, Target Benefit, Money Purchase, Profit Sharing, 401(k)/403(b), SIMPLE IRA, and SEP IRA plans, each structured to maximize benefits for the business owner while supporting employee retention and long-term financial security.

Executive Benefits

We help business owners attract and retain top talent through powerful executive compensation strategies including ESOPs/LESOPs, Stock Purchase Plans, Key Employee Plans, Deferred Compensation, Supplemental Executive Retirement Plans (SERPs), COLI, Rabbi Trusts, and Secular Trusts, all tailored to your organizational goals.

Succession & Protection

Your business is likely your most valuable asset. We build buy-sell agreements, succession plans, and business continuity frameworks that protect your enterprise through ownership transitions, unexpected events, and generational transfers, ensuring your legacy survives no matter what happens.

Group Benefits

A strong benefits package is one of the most effective tools for attracting and keeping great employees. We design comprehensive group benefit programs, including some health insurance products offered by unaffiliated insurers, retirement plans, stock purchase plans, and NQSOs/ISOs, that balance employee needs with cost management for the business.

Tax Strategy

Effective tax planning is not a once-a-year event, it is an ongoing strategy. We work in close coordination with your CPA to maximize deductions, defer taxable income, and structure transactions for optimal efficiency. Every plan we build has tax impact front and center, helping you keep more of what you earn.

Estate Planning

Building wealth is only half the equation, preserving it for the people and causes you care about is the other. We work alongside your estate planning attorney to structure wills, trusts, and wealth transfer strategies that minimize estate taxes, protect your assets, and ensure your wishes are carried out with precision.

What We Do

Full Spectrum
Financial Services

From protecting what you have built today to engineering the legacy you leave tomorrow, our approach brings together every component of financial strategy, which can be critical, under one roof. At Okos Financial Group, true wealth management is driven by intelligent structure, disciplined execution, and constant tax awareness.

Many individuals and business owners focus on returns, but overlook the impact of taxes, inefficiencies, and misaligned strategies. Our philosophy is different. Every decision begins with one question: how do we position your capital to grow, protect, and transfer in the most efficient way possible.

Investment strategy, tax planning, business structuring, and estate design are not separate conversations. They are fully integrated, ensuring each move supports the next and every decision is made with long-term impact in mind.

We do not react to markets. We build systems designed to perform through them, with the goal of reducing unnecessary risk, minimizing tax drag, and creating durable outcomes for the families and businesses we serve.

01

Cash Management

Strong financial outcomes begin with disciplined cash positioning. We analyze income, liquidity needs, and spending to help ensure capital is accessible, protected, and consistently working. The goal is that cash is never idle and never overexposed, giving you flexibility to act when opportunities arise.

02

Tax Optimization

Taxes are often the largest lifetime expense. We take a proactive, year-round approach, coordinating with your CPA to structure income, maximize deductions, time transactions, and utilize tax-advantaged strategies. The focus is simple: reduce tax drag and retain more of what you earn.

03

Portfolio Strategy

Investing requires structure, not speculation. We design portfolios aligned with your risk tolerance, time horizon, and objectives, balancing growth with preservation. Each portfolio is built to compound efficiently while managing volatility through thoughtful diversification.

04

Legacy Structuring

Wealth should transfer with intention. We work with your estate attorney to implement trusts, wills, and advanced structures that reduce estate exposure and ensure assets pass efficiently. Legacy planning is about protecting your family and maintaining control across generations.

05

Investment Direction

Markets and life evolve. We continuously monitor, rebalance, and refine your strategy to keep it aligned with your objectives. You will always understand how your portfolio is positioned and why adjustments are proposed.

06

Liability Minimization

Building wealth is only part of the equation. Protecting it is essential. We structure entities, integrate insurance solutions, and coordinate legal strategies to help reduce exposure and safeguard assets from risk.

Our Team

The People Behind
Your Financial Future

Every client deserves the collective intelligence of professionals who have dedicated their careers to mastering their discipline. You don't get a junior associate, you get the team.

Partners
Paul M. Sinaly
Paul M. Sinaly
Accredited Investment Fiduciary®
AIF® 15+ Years

Paul Sinaly has more than 15 years of experience in the financial services industry, focusing on advising business owners and high-net-worth families on complex financial planning. He works closely with clients to simplify sophisticated decisions, where thoughtful structure and tax awareness can have a meaningful long-term impact.

As an Accredited Investment Fiduciary Designation Holder, Paul takes a disciplined and objective approach to every client relationship. Beyond the technical aspects of planning, he is committed to building long-term relationships and serving as a trusted resource through each stage of a client's financial life.

Outside of his professional work, Paul lives in Long Island with his wife, Nichole, and is a proud father to their two beautiful children, Paul and Sophia.

Calls Only 347-728-0311 Text 516-518-6265 Office 516-682-3308 Email psinaly@okosfg.com
Robert Rosenberg
Robert Rosenberg
CERTIFIED FINANCIAL PLANNER™ (CFP®), Partner
CFP® Retirement Investments

Robert Rosenberg is a Partner at Okos Financial Group, advising individuals and business owners on investment strategy, planning, and long-term wealth decisions. Prior to joining to help form the firm, Robert gained valuable experience at a multi-billion dollar alternative investment asset management company in New York City, where he developed a strong foundation in sophisticated investment strategies and portfolio management.

Outside of his professional work, Robert is deeply involved in his local community. He co-runs a club wrestling program and has coached multiple athletes to all-regional and all-state recognition.

He lives on Long Island with his wife Alexandra, their son Ryder, and their goldendoodle, Rocky.

Calls Only 718-775-6609 Text 516-518-6265 Office 516-682-3308 Email rrosenberg@okosfg.com
Team Members
Luke Scorsone
Luke Scorsone
Director of Operations
Robert Capra
Robert Capra
CFP®
Financial Planning Consultant — Investment Planning
Evan Rogdakis
Evan Rogdakis
J.D.
Financial Planning Consultant — Estate Planning
Ellen Epler
Ellen Epler
Client Services Associate
Jennifer Morgan
Jennifer Morgan
New Business Coordinator
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